Prof John Ashton

PhD Supervisor


Contact info

Division: Financial Studies, Bangor Business School.

Location: Room 1.01, Hen Goleg

Telephone: 01248 38 8193



Professor John Ashton is a Professor of Banking at Bangor University. John’s research focuses on financial and economic regulation and the pricing of financial services. John is an academic panel member of the UK Competition and Markets Authority, is a Chartered Banking Fellow, is the Editor of the Journal of Financial Regulation and Compliance, has undertaken training for the Financial Conduct Authority and has made contributions to a diversity of policy fora in the UK and Europe in areas of financial regulation and payment systems. In addition to research work John chairs the Financial Markets and Institutions group for the British Accounting and Finance Association. Prior to his Academic career John worked in the Insurance sector.


Academic Roles in Bangor Business School

  • Postgraduate and undergraduate teaching, research and supervision
  • ASB-4446 - Financial Ethics and Regulation
  • ASB-9036 - Financial Services Compliance
  • Study Skills for MBA students - a non-assessed module 
  • Nigerian Banking in Context - a non-assessed module.


  • Senior HEA Fellow 
  • Elected Honorary Fellow of the Institute of Chartered Bankers of Scotland (2016)
  • PhD, Bournemouth University
  • MSc Economics, Portsmouth University
  • BSc(Econ), University College Swansea

Example Impact from Research - Constraining the Loyalty Penalty and Product Complexity in Financial Services Markets