Access to consumer credit in the UK

Allbwn ymchwil: Cyfraniad at gyfnodolynErthygl

Fersiynau electronig

Dogfennau

Dangosydd eitem ddigidol (DOI)

This paper investigates household access to consumer credit in the UK using information on 58,642 households between 2001 and 2009. Employing a treatment-effects model and propensity score matching, we find that non-white households are less likely to have financing compared to white households. We also find that even if they obtain financing, the intensity of borrowing is lower than for white households. Overall, non-white households seem to be in a weaker position to access consumer credit in the UK
Iaith wreiddiolSaesneg
Tudalennau (o-i)941-964
CyfnodolynEuropean Journal of Finance
Cyfrol22
Rhif y cyfnodolyn10
Dyddiad ar-lein cynnar9 Maw 2015
Dynodwyr Gwrthrych Digidol (DOIs)
StatwsCyhoeddwyd - 2016

Cyfanswm lawlrlwytho

Nid oes data ar gael
Gweld graff cysylltiadau