Competition and the Provision of Banking Services to UK SMEs

Allbwn ymchwil: Cyfraniad at gyfnodolynErthygladolygiad gan gymheiriaid

Fersiynau electronig

Dangosydd eitem ddigidol (DOI)

  • John Ashton
    University of East Anglia
  • Kevin Keasey
    Leeds University
This paper examines the report produced by the Competition Commission on the provision of SME banking services in the U.K. The report is assessed in terms of underlying assumptions used to describe and assess how banks operate and perform. The Competition Commission suggested “remedies” are drawn from a specific economic model assumed to be representative of the U.K. banking industry. It is concluded the remedies proposed by the Competition Commission are misplaced and may impose a substantial future cost on both banks and SMEs receiving banking services. It is proposed that the ramifications of this case are
substantial for the present system of allocating bank funding to SMEs, in both the U.K. and international economies where similar antitrust or competition guidelines are employed.
Iaith wreiddiolSaesneg
Tudalennau (o-i)477-485
CyfnodolynSmall Business Economics
Cyfrol24
Rhif y cyfnodolyn5
Dynodwyr Gwrthrych Digidol (DOIs)
StatwsCyhoeddwyd - Meh 2005
Cyhoeddwyd yn allanolIe
Gweld graff cysylltiadau