US credit unions: survival, consolidation and growth

Allbwn ymchwil: Cyfraniad at gyfnodolynErthygl

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Dangosydd eitem ddigidol (DOI)

This study uses hazard function estimations and time-series and cross-sectional growth regressions to examine the impact of exit through merger and acquisition (MandA) or failure, and internally generated growth, on the firm-size distribution within the U.S. credit union sector. Consolidation through MandA was the principal cause of a reduction in the number of credit unions, but impact on concentration was small. Divergence between the average internally generated growth of smaller and larger credit unions was the principal driver of the rise in concentration. (JEL G21)
Iaith wreiddiolSaesneg
Tudalennau (o-i)304-319
CyfnodolynEconomic Inquiry
Cyfrol52
Rhif y cyfnodolyn1
Dynodwyr Gwrthrych Digidol (DOIs)
StatwsCyhoeddwyd - 5 Gorff 2013

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