Dr Laurence Jones

Lecturer in Finance and Data Analytics, Lead

Affiliations

Overview

He is a Lecturer in Finance and Data Analytics here at Bangor University and Head of the Institute of European Finance’s “Data Analytics and Financial Innovation” research group.

His current research is focused on:

Modelling dynamic systems to explore how they respond to regulatory and external changes,
Retail investor behaviour
Labour Economics
Predictive data analytics in a variety of business settings to enhance decision making.

He also has research interests in: Labour Economics, Data Analytics, Stock Recommendations, Credit Ratings, Regulation and policy impact. He is also an active member of the IEF's "Credit Risk" research group.

His background includes:

Head of Data and Analytics at a Financial Technology start-up analysing the performance of stock recommendations
PhD in Banking and Finance where he investigated the impact of new regulation on Credit Rating Agency and Bank behaviour and applied dynamic computer modelling to the task (Dynamic Structural Estimation modelling and Discrete Choice Dynamic Programming).
Held roles both as a data scientist and a mathematician/statistician.
The Alun Turing Institute’s Bangor Theme Champion for “Economy and Finance, Autonomous Systems”.
Undergraduate BSc (Hons) in Physics from University of Warwick.

Research

My current rearch interest are:

Modelling dynamic systems using a variety of dynamic modelling approaches
Financial institution (bank) behaviour and response to regulation
Retail investor behaviour
Labour economics
Predictive data analytics and its use and employment in industry to enhance business desicion making.

Other areas that I have explored include: credit ratings, Financial Institutions and Banks, Retail Investor Behaviour, Analyst Stock Ratings and Dynamic Structural Estimation Modeling.

Teaching and Supervision

Undergraduate Teaching:

Corporate Finance (ASB 2202/2203/3200)

Postgraduate Teaching:

Research Methods (ASB/ABJ 4101)

He has also taught: Macroeconomics, Financial Econometrics, Finance, Investment and Banking.

Research Group/s

Credit Rating, Finance

Grant Awards and Projects

I have been awarded over £150,000 in research funding, comprising 8+ project which include the following:

Role	Funder	Project	Amount
PI	Welsh Goverment - SMART Partnership	Develop a Dynamic Pricing System for Self-Storage Solutions	£70,000
PI	MoneyPenny	Mitigating Customer Churn using Targeted Interventions guided by AI	£27,801
PI	Welsh Government - Skills and Innovation Voucher Scheme	Guidance and Supporting the data and operational development for Well-Fed Foods	£5,000
Co-I	Welsh Goverment - Smart Flexible Innovation Support	Assessing the use of Data Analytics by Welsh Businesses	£34,197
PI	MoneyPenny	Identifying Customer Churn using Machine Learning	£20,000
PI	MEDRU	Developing a Data Dashbaord for JCB	-
PI	British Acadamy/Leverhulme Small Research Grant fro the project	The Impact of Brexit, Covid-19 Pandemic and Inflation on Bank Lending and Solvency in the UK and EU - A Dynamic Structural Estimation	£9,865

Other

Ad hoc reviewer for European Economic Review, International Review of Financail Analysis and others.

Education / academic qualifications

2023 - Professional , Fellow of the Higher Education Academy (FHEA)
2020 - Professional , AgilePM Practitioner
2019 - Professional , Chartered Management Institute Level 5 Training
2019 - PhD , Banking and Finance - "Regulating Credit Rating Agencies" , Bangor University (2015 - 2019)
2013 - MSc , Banking and Finance , Bangor University (2012 - 2013)
2012 - BSc , Physics (2009 - 2012)

Research Portal