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What Influence Credit Card Debts in Young Consumers in Malaysia

Research output: Contribution to journal › Article › peer-review

Standard Standard

What Influence Credit Card Debts in Young Consumers in Malaysia. / Alam, Syed Shah; Rahim, Ruzita Abdul; Haq, Md Ridhwanul et al.
In: Journal of Public Administration, Finance and Law, Vol. 6, No. 6, 01.01.2014, p. 106-116.

Research output: Contribution to journal › Article › peer-review

HarvardHarvard

Alam, SS, Rahim, RA, Haq, MR & Khan, MAR 2014, 'What Influence Credit Card Debts in Young Consumers in Malaysia', Journal of Public Administration, Finance and Law, vol. 6, no. 6, pp. 106-116. <http://www.jopafl.com/uploads/issue6/WHAT_INFLUENCE_CREDIT_CARD_DEBTS_IN_YOUNG_CONSUMERS_IN_MALAYSIA.pdf>

APA

Alam, S. S., Rahim, R. A., Haq, M. R., & Khan, M. A. R. (2014). What Influence Credit Card Debts in Young Consumers in Malaysia. Journal of Public Administration, Finance and Law, 6(6), 106-116. http://www.jopafl.com/uploads/issue6/WHAT_INFLUENCE_CREDIT_CARD_DEBTS_IN_YOUNG_CONSUMERS_IN_MALAYSIA.pdf

CBE

Alam SS, Rahim RA, Haq MR, Khan MAR. 2014. What Influence Credit Card Debts in Young Consumers in Malaysia. Journal of Public Administration, Finance and Law. 6(6):106-116.

MLA

Alam, Syed Shah et al. "What Influence Credit Card Debts in Young Consumers in Malaysia". Journal of Public Administration, Finance and Law. 2014, 6(6). 106-116.

VancouverVancouver

Alam SS, Rahim RA, Haq MR, Khan MAR. What Influence Credit Card Debts in Young Consumers in Malaysia. Journal of Public Administration, Finance and Law. 2014 Jan 1;6(6):106-116.

Author

Alam, Syed Shah ; Rahim, Ruzita Abdul ; Haq, Md Ridhwanul et al. / What Influence Credit Card Debts in Young Consumers in Malaysia. In: Journal of Public Administration, Finance and Law. 2014 ; Vol. 6, No. 6. pp. 106-116.

RIS

TY - JOUR

T1 - What Influence Credit Card Debts in Young Consumers in Malaysia

AU - Alam, Syed Shah

AU - Rahim, Ruzita Abdul

AU - Haq, Md Ridhwanul

AU - Khan, Md Atiqur Rahman

PY - 2014/1/1

Y1 - 2014/1/1

N2 - This paper examines empirically antecedents of the credit card debts in young consumers in Malaysia. We examine whether easy access to credit card, credit card related knowledge, aggressive promotion by credit card industry, low minimum payment requirement and attitude towards credit cards influence credit card debts in the younger generation. Regression model was used to meet the objectives. These findings based on a sample of 240 young credit card holders, show that the factors that affect credit card debts are credit card related knowledge, aggressive promotion by credit card industry and low minimum payment requirements. These findings also provide insights for both bank management and policy-makers to improve the bank performance in terms of credit card debts.

AB - This paper examines empirically antecedents of the credit card debts in young consumers in Malaysia. We examine whether easy access to credit card, credit card related knowledge, aggressive promotion by credit card industry, low minimum payment requirement and attitude towards credit cards influence credit card debts in the younger generation. Regression model was used to meet the objectives. These findings based on a sample of 240 young credit card holders, show that the factors that affect credit card debts are credit card related knowledge, aggressive promotion by credit card industry and low minimum payment requirements. These findings also provide insights for both bank management and policy-makers to improve the bank performance in terms of credit card debts.

M3 - Article

VL - 6

SP - 106

EP - 116

JO - Journal of Public Administration, Finance and Law

JF - Journal of Public Administration, Finance and Law

SN - 2285-2204

IS - 6

ER -