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This paper examines the Competition Commission report on the provision of small and medium-sized enterprise (SME) banking services in the UK. The examination will centre on the perceived clash between the ‘remedies’ proposed by the Competition Commission and the present forms of lending decision making, a key function in business banking. It is concluded that the Competition Commission assessment of the provision of banking services by clearing banks to small firms, directs scant attention as to how banking services are ‘manufactured’ or banks actually make decisions and operate in practice.
Original languageEnglish
Pages (from-to)26-36
Number of pages11
JournalJournal of Financial Regulation and Compliance
Issue number1
Publication statusPublished - 1 Jan 2003
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