Lending Decision Making and the Competition Commission Report on the Provision of Banking Services to Small Firms
Research output: Contribution to journal › Article › peer-review
Standard Standard
In: Journal of Financial Regulation and Compliance, Vol. 11, No. 1, 01.01.2003, p. 26-36.
Research output: Contribution to journal › Article › peer-review
HarvardHarvard
APA
CBE
MLA
VancouverVancouver
Author
RIS
TY - JOUR
T1 - Lending Decision Making and the Competition Commission Report on the Provision of Banking Services to Small Firms
AU - Ashton, John
AU - Keasey, Kevin
PY - 2003/1/1
Y1 - 2003/1/1
N2 - This paper examines the Competition Commission report on the provision of small and medium-sized enterprise (SME) banking services in the UK. The examination will centre on the perceived clash between the ‘remedies’ proposed by the Competition Commission and the present forms of lending decision making, a key function in business banking. It is concluded that the Competition Commission assessment of the provision of banking services by clearing banks to small firms, directs scant attention as to how banking services are ‘manufactured’ or banks actually make decisions and operate in practice.
AB - This paper examines the Competition Commission report on the provision of small and medium-sized enterprise (SME) banking services in the UK. The examination will centre on the perceived clash between the ‘remedies’ proposed by the Competition Commission and the present forms of lending decision making, a key function in business banking. It is concluded that the Competition Commission assessment of the provision of banking services by clearing banks to small firms, directs scant attention as to how banking services are ‘manufactured’ or banks actually make decisions and operate in practice.
U2 - 10.1108/13581980310810381
DO - 10.1108/13581980310810381
M3 - Article
VL - 11
SP - 26
EP - 36
JO - Journal of Financial Regulation and Compliance
JF - Journal of Financial Regulation and Compliance
SN - 1358-1988
IS - 1
ER -