1. Published

   A machine learning approach to the digitalization of bank customers: evidence from random and causal forests

   Carbo-Valverde, S., Cuadros Solas, P. & Rodríguez-Fernández, F., 28 Oct 2020, In: PLoS ONE. 15, 10, e0240362.

   Research output: Contribution to journal › Article › peer-review

2. Published

   Do bank bailouts have an impact on the underwriting business?

   Carbo-Valverde, S., Cuadros Solas, P. & Rodriguez Fernandez, F., 31 Aug 2020, In: Journal of Financial Stability. 49, 100756.

   Research output: Contribution to journal › Article › peer-review

3. Published

   The Single Euro Payment AREA (SEPA): Implementation in Spain

   Carbo-Valverde, S. & Rodríguez-Fernández, F., 21 Dec 2016, The Book of Payments: Historical and Contemporary Views on the Cashless Society. Batiz-Lazo, B. & Efthymiou, L. (eds.). Palgrave, p. 351-358

   Research output: Chapter in Book/Report/Conference proceeding › Chapter

4. Published

   The Reputable Underwriting Matching in Corporate Bond Issuances: Evidence for Non-financial Bonds

   Carbo-Valverde, S., Rodriguez Fernandez, F. & Cuadros Solas, P., 27 Sept 2016, Bank Funding, Financial Instruments and Decision-Making in the Banking Industry. Carbo-Valverde, S., Cuadros-Solas, P. & Rodriguez Fernandez, F. (eds.). 1 ed. UK: Palgrave, Vol. 1. p. 95-115 4. (Palgrave Macmillan Studies in Banking and Financial Institutions).

   Research output: Chapter in Book/Report/Conference proceeding › Chapter › peer-review

5. Published

   Does the development of non-cash payments affect bank lending?

   Carbo-Valverde, S. & Lopez Del Paso, R., 1 Sept 2010, In: Manchester School. 78, 5, p. 412-436

   Research output: Contribution to journal › Article › peer-review

6. Published

   How effective are rewards programs in promoting payment card usage? Empirical evidence

   Carbo-Valverde, S. & Liñares-Zegarra, J. M., 1 Dec 2011, In: Journal of Banking and Finance. 35, 12, p. 3275-3291

   Research output: Contribution to journal › Article › peer-review

7. Published

   The effect of banks’ IT investments on the digitalization of their customers

   Carbo-Valverde, S., Cuadros Solas, P. & Rodriguez Fernandez, F., 31 Jan 2020, In: Global Policy. 11, S1, p. 9-17

   Research output: Contribution to journal › Article › peer-review

8. Published

   Are Covered Bonds a Substitute for Mortgage-Backed Securities?

   Carbo-Valverde, S., Rodriguez Fernandez, F. & Rosen, R., Jul 2017, In: Journal of Economic Policy Reform. 20, 3, p. 238-253

   Research output: Contribution to journal › Article › peer-review

9. Published

   Regulatory response to the financial crisis in Europe: recent developments (2010-2013)

   Carbo-Valverde, S., Benink, H. A., Berglund, T. & Wihlborg, C., 23 Apr 2015, In: Journal of Financial Economic Policy. 7, 1, p. 29-50

   Research output: Contribution to journal › Article › peer-review

10. Published

    Payment Card Interchange Fees: Assessing the Effectiveness of Antitrust Investigations and Regulation in Europe

    Carbo-Valverde, S. & Liñares-Zegarra, J. M., 2013, University of St Andrews.

    Research output: Working paper

11. Published

    Disentangling the effects of household financial constraints and risk profile on mortgage rates

    Carbo-Valverde, S., Mayordomo, S. & Rodríguez-Fernández, F., Jan 2018, In: The Journal of Real Estate Finance and Economics. 56, 1, p. 76-100 25 p.

    Research output: Contribution to journal › Article › peer-review

12. Published

    The effects of bank market power in short-term and long-term firm credit availability and investment

    Carbo-Valverde, S., Mansilla-Fernández, J. M. & Rodríguez-Fernández, F., 21 Nov 2016, In: Spanish Journal of Finance and Accounting. 46

    Research output: Contribution to journal › Article › peer-review

13. Published

    The impact of securitization on credit rationing: Empirical evidence

    Carbo-Valverde, S., Degryse, H. & Rodriguez-Fernandez, F., 16 Jul 2015, In: Journal of Financial Stability. 20, p. 36-50

    Research output: Contribution to journal › Article › peer-review

14. Published

    Trade credit, the Financial Crisis and Firms Access to Finance

    Carbo-Valverde, S., Rodriguez-Fernandez, F. & Udell, G. F., 19 Jan 2016, In: Journal of Money, Credit and Banking. 48, 1, p. 113-143

    Research output: Contribution to journal › Article › peer-review

15. Published

    Small Business Lending: Chapter 9

    Carbo-Valverde, S. & Rodríguez-Fernández, F., 16 Feb 2017, The Palgrave Handbook of European Banking. Beck, T. & Casu, B. (eds.). 1 ed. London: Palgrave, p. 231-255 25 p.

    Research output: Chapter in Book/Report/Conference proceeding › Chapter › peer-review

16. Published

    Spatial Cournot equilibrium: do branches matter?

    Carbo-Valverde, S. & Fortes Escalona, M. A., 1 Apr 2010, In: Annals of Regional Science. 44, 2, p. 377-407

    Research output: Contribution to journal › Article › peer-review

17. Published

    Bank-lending channel and non-financial firms: evidence for Spain

    Carbo-Valverde, S. & Lopez Del Paso, R., 1 Jun 2009, In: Spanish Economic Review. 11, 2, p. 125-140

    Research output: Contribution to journal › Article › peer-review

18. Published

    Safety-net benefits conferred on difficult-to-fail-and-unwind banks in the US and EU before and during the great recession

    Carbo-Valverde, S., Kane, E. & Rodriguez, F., 1 Jul 2011, In: Journal of Banking and Finance.

    Research output: Contribution to journal › Article › peer-review

19. Published

    Trust in banks after the financial crisis

    Carbo-Valverde, S., 1 Jul 2014, In: Journal of Financial Perspectives. 2, 2, p. 187-195

    Research output: Contribution to journal › Article › peer-review

20. Published

    Feedback Loop Effects in Payment Card Markets: Empirical Evidence

    Carbo-Valverde, S., Liñares-Zegarra, J. M. & Rodríguez-Fernández, F., 1 Jun 2012, In: Review of Network Economics. 11, 2

    Research output: Contribution to journal › Article › peer-review

21. Published

    Liquidity Risk, Efficiency and New Banking Business Models

    Carbo-Valverde, S. (ed.), Cuadros Solas, P. (ed.) & Rodríguez-Fernández, F. (ed.), 26 Sept 2016, 1st ed. Palgrave. 305 p. (Palgrave Macmillan Studies in Banking and Financial Institutions)

    Research output: Book/Report › Book › peer-review

22. Published

    Bank Funding, Financial Instruments and Decision-Making in the Banking Industry

    Carbo-Valverde, S. (ed.), Cuadros Solas, P. (ed.) & Rodriguez Fernandez, F. (ed.), 27 Sept 2016, 1 ed. UK: Palgrave. 284 p. (Palgrave Macmillan Studies in Banking and Financial Institutions)

    Research output: Book/Report › Book › peer-review

23. Published

    Evidence of Differences in the Effectiveness of Safety-Net Management in European Union Countries

    Carbo-Valverde, S., Kane, E. & Rodriguez, F., 1 Dec 2008, In: Journal of Financial Services Research. 34, 2, p. 151-176

    Research output: Contribution to journal › Article › peer-review

24. Published

    ATM withdrawals, debit card transactions at the point of sale and the demand for currency

    Carbo-Valverde, S. & Rodriguez-Fernandez, F., 4 Apr 2014, In: SERIEs. 5, 4, p. 399-417

    Research output: Contribution to journal › Article › peer-review

25. Published

    Brain substrates explain differences in the adoption and degree of financial digitalization

    Carbo-Valverde, S., Lacomba-Arias, J. A., Lagos-Garcia, F., Rodríguez-Fernández, F. & Verdejo- Roman, J., 15 Oct 2020, In: Scientific Reports. 10, 1, :17512 .

    Research output: Contribution to journal › Article › peer-review

26. Published

    Cross-country comparisons of competition and pricing power in European banking.

    Carbo-Valverde, S., Carbo, S., Humphrey, D., Maudos, J. & Molyneux, P., 1 Feb 2009, In: Journal of International Money and Finance. 28, 1, p. 115-134

    Research output: Contribution to journal › Article › peer-review

27. Published

    The role of interchange fees in two-sided markets: An empirical investigation on payment cards

    Carbo-Valverde, S., Chakravorti, S. & Rodriguez-Fernandez, F., 21 Apr 2016, In: Review of Economics and Statistics. 98, 2, p. 367-381

    Research output: Contribution to journal › Article › peer-review

28. Published

    Bank Market Power and SME Financing Constraints

    Carbo-Valverde, S., Rodríguez-Fernández, F. & Udell, G. F., 1 Apr 2009, In: Review of Finance. 13, 2, p. 309-340

    Research output: Contribution to journal › Article › peer-review

29. Published

    Do banks and industrial companies have equal access to reputable underwriters in debt markets?

    Carbo-Valverde, S., Cuadros Solas, P. & Rodríguez-Fernández, F., Aug 2017, In: Journal of Corporate Finance. 45, p. 176-202

    Research output: Contribution to journal › Article › peer-review

30. Published

    Exploiting old customers and attracting new ones: The case of bank deposit pricing

    Carbo-Valverde, S., Hannan, T. H. & Rodríguez-Fernández, F., 1 Oct 2011, In: European Economic Review. 55, 7, p. 903-915

    Research output: Contribution to journal › Article › peer-review

31. Published

    Efficiency and technical change in Europe’s Savings Banks Industry.

    Carbo, S., Gardener, E. P. & Williams, J. M., 1 Jan 2000, In: Revue de la Banque. 64, 6, p. 381-394

    Research output: Contribution to journal › Article › peer-review

32. Published

    Adaptive strategies by European savings banks: a case study of Spain.

    Carbo, S., Gardener, E. P., Molyneux, P., Williams, J. M., Gardener, E. (ed.) & Falzon, J. (ed.), 1 Jan 2000, Strategic Challenges in European Banking. 2000 ed. Macmillan

    Research output: Chapter in Book/Report/Conference proceeding › Chapter

33. Published

    Financial exclusion in Europe.

    Carbo, S., Gardener, E. P. & Molyneux, P., 1 Feb 2007, In: Public Money and Management. 27, 1, p. 21-27

    Research output: Contribution to journal › Article › peer-review

34. Published

    A Note on Technical Change in Banking: The Case of European Savings Banks.

    Carbo, S., Gardener, E. P. & Williams, J. M., 1 Jan 2003, In: Applied Economics. 35, 6, p. 705-719

    Research output: Contribution to journal › Article › peer-review

35. Published

    Efficiency in Banking: Empirical Evidence from the Savings Banks Sector.

    Carbo, S., Gardener, E. P. & Williams, J. M., 1 Mar 2002, In: Manchester School. 70, 2, p. 204-228

    Research output: Contribution to journal › Article › peer-review

36. Published

    Stakeholder Value in European Savings Banks.

    Carbo, S., Williams, J. M. & Schuster, L. (ed.), 1 Jan 2000, Shareholder Value Management in Banks. 2000 ed. Macmillan

    Research output: Chapter in Book/Report/Conference proceeding › Chapter

37. Published

    Phosphorylation of the Axial Element Protein Hop1 by Mec1/Tel1 Ensures Meiotic Interhomolog Recombination

    Carballo, J. A., Johnson, A. L., Sedgwick, S. G. & Cha, R. S., 7 Mar 2008, In: Cell. 132, 5, p. 758-770

    Research output: Contribution to journal › Article › peer-review

38. Published

    Budding Yeast ATM/ATR Control Meiotic Double-Strand Break (DSB) Levels by Down-Regulating Rec114, an Essential Component of the DSB-machinery

    Carballo, J. A., Panizza, S., Serrentino, M. E., Johnson, A. L., Geymonat, M., Borde, V., Klein, F. & Cha, R. S., 27 Jun 2013, In: PLoS: Genetics. 9, 6, p. e1003545

    Research output: Contribution to journal › Article › peer-review

39. Published

    Effects of orthographic consistency, frequency, and letter knowledge on children's vowel spelling development.

    Caravolas, M., Kessler, B., Hulme, C. & Snowling, M., 1 Dec 2005, In: Journal of Experimental Child Psychology. 92, 4, p. 307-321

    Research output: Contribution to journal › Article › peer-review

40. Published

    Similarities and differences between English- and French speaking poor spellers.

    Caravolas, M., Bruck, M., Genesse, F. & Goulandris, N. (ed.), 15 Dec 2002, Dyslexia in Different Languages: Cross Linguistic Comparisons. Wiley/Blackwell, p. 157-180

    Research output: Chapter in Book/Report/Conference proceeding › Chapter

41. Published

    Learning to Read Czech and Slovak

    Caravolas, M., Oct 2017, Learning to Read across Languages and Writing Systems. Verhoeven, L. & Perfetti, C. (eds.). Cambridge University Press, p. 347-370

    Research output: Chapter in Book/Report/Conference proceeding › Chapter › peer-review

42. Published

    A cross-linguistic, longitudinal study of the foundations of decoding and reading comprehension ability

    Caravolas, M., Lervåg, A., Mikulajová, M., Defior, S., Málková, G. S. & Hulme, C., 31 Oct 2019, In: Scientific Studies of Reading. 23, 5, p. 386-402 17 p.

    Research output: Contribution to journal › Article › peer-review

43. Published

    The effect of oral and written language input on children′ s phonological awareness: A cross-linguistic study

    Caravolas, M. & Bruck, M., 1993, In: Journal of Experimental Child Psychology. 55, 1, p. 1-30

    Research output: Contribution to journal › Article › peer-review

44. Published

    Reading acquisition in Czech and Slovak

    Caravolas, M., Jun 2017, Learning to read across Languages and Writing Systems. Verhoeven, L. & Perfetti, C. A. (eds.). Cambridge University Press

    Research output: Chapter in Book/Report/Conference proceeding › Chapter

45. Published

    Assessment of spelling abilities in younger pupils

    Caravolas, M., Mikulajova, M. V. & Mikulajova, M. E. (ed.), 1 Jan 2012, Čítanie, písanie a dyslexia [Reading, writing and dyslexia]. 2012 ed.

    Research output: Chapter in Book/Report/Conference proceeding › Chapter

46. Published

    Súbor testov na hodnotenie pravopisných schopností pre školskú a klinickú prax

    Caravolas, M., Marína, M. & Vencelová, L., 2008, Bratislava: Slovenská asociácia logopédov. 90 p.

    Research output: Book/Report › Book › peer-review

47. Published

    Vowel categorization skill and its relationship to early literacy skills among first grade Québec-French children.

    Caravolas, M. & Bruck, M., 1 Jul 2000, In: Journal of Experimental Child Psychology. 76, 3, p. 190-221

    Research output: Contribution to journal › Article › peer-review

48. Published

    Developmental Dyslexia in Czech-Slovakian

    Caravolas, M., Mikulajová, M. & Kucharska, A., Oct 2019, Developmental Dyslexia across Languages and Writing Systems. Verhoeven, L., Perfetti, C. & Pugh, K. (eds.). Cambridge, UK: Cambridge University Press, p. 96-117 21 p.

    Research output: Chapter in Book/Report/Conference proceeding › Chapter › peer-review

49. Published

    Handwriting legibility and its relationship to spelling ability and age: Evidence from monolingual and bilingual children

    Caravolas, M., Downing, C., Hadden, C-L. & Wynne, C., 4 Jun 2020, In: Frontiers in Psychology. 11, 1097.

    Research output: Contribution to journal › Article › peer-review

50. Published

    Phoneme awareness is a key component of alphabetic literacy skills in consistent and inconsistent orthographies: Evidence from Czech and English children.

    Caravolas, M., Volin, J. & Hulme, C., 1 Oct 2005, In: Journal of Experimental Child Psychology. 92, 2, p. 107-139

    Research output: Contribution to journal › Article › peer-review